Budy Santoso, Cahyono, and Rajib Ghaniy. “Underwriting Technology Trends: A Systematic Literature Review”. JESII: Journal of Elektronik Sistem InformasI 2, no. 1 (June 24, 2024): 200–208. Accessed June 1, 2026. https://e-journal.ukri.ac.id/jesii/article/view/3420.